EP 47: Filling the Health Insurance Gap with Mike Neighbours and Bob Nunn
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What you’ll learn in this episode:
Why Bob and his wife decided to sell everything and start their RV life.
Why Mike fell in love with the ever-changing views of the RV lifestyle.
Options for someone looking to create an early-retirement lifestyle after having a corporate career.
The best options if you have a pre-existing condition.
How to handle healthcare when it comes to travel.
What you need to know about navigating indemnity plans.
The best options available for the younger RVers.
Why it’s so important to negotiate your healthcare prices.
How middle-aged clients can better protect themselves from health changes.
The health insurance gap between an employer plan and Medicare can be quite a hot topic—especially for those who are living the RV or tiny house life. Many people living these lifestyles travel a lot, are retired, or simply do not have the traditional work, so their healthcare needs often don’t fit inside the traditional box. Bob Nunn and Mike Neighbours join the show today to clear up the misconceptions out there and offer their insight as full-time RVers and independent health insurance consultants.
If you are noticing the gap left by the health insurance world when it comes to your specific lifestyle, this episode will help you see what other options and creative solutions are out there. Bob and Mike give us a few classic case studies where people tend to find themselves in need of health insurance, how they would guide people in those situations, and more.
Quotes from the episode
“Sometimes you’re better off telling a provider you’re self-insured and you pay your own bills because an indemnity plan is going to pay you the same, whether you pay the hospital or yourself. It puts you in control.” - Mike Neighbours
“The biggest thing we see with people is their surprise when they get out of the group environment we’ve all been used to. You gotta do a little more homework to find the right fit.” - Mike Neighbours
“There’s no way, if you do the math, that the ACA plan works for a nomad that’s healthy. It only works for somebody who’s sick.” - Bob Nunn
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